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You are here: Home / Lifestyle / The Highs and Lows of Purchasing a Home

The Highs and Lows of Purchasing a Home

10/27/2016 By Tammi 133 Comments

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This past summer my ‘on this day’ reminded me of when we went through purchasing a home about 10 years ago and all the highs and lows associated with it.

First came shares of listing the old house and then came details on the search for a new one. Not long after we found that home we absolutely loved, yet then came reminders of the struggles we faced in getting it.

The Highs and Lows of Purchasing a Home

Really, this home was perfect for us, yet we weren’t the only ones that thought so as well. It came down to a contract and ask-war, which was completely stressful. After all that searching and getting our hopes up, there was a time when we almost had to walk away from a home we knew was for us.

Long story short, we got the house we fought for, and on the day we moved in – I danced from room to room. While trucks and people were pulling up to the house with our belongings, my daughter and I twirled in front of the main windows and literally jumped with joy at the house that was now our home. 

Before all our furniture, items and belongings were in place, there was much to do in solidifying our refuge first. Papers and titles, arranging utilities and power, and of course – homeowners insurance. I’d love to say that all was a walk in the park compared to the struggle in the actual home buying, but everything else just added to the stress.

Later than expected due to all the fine details occupying our time, we then focused on making that house a home. Choosing furniture, paint colours, and all the decor that suited us. That was the really fun part – filling this new loved space with items that were a big part in those lasting memories. Every photo frame and throw pillow represent life, home and what we hold dear {read on for a great $200 cash gift card giveaway from Esurance, to go towards designing a space in their home to create lasting memories!}.

making a house a home

Thing is – we fought so hard for the house itself, it only makes sense that the same attention to detail must be placed on protecting the property as well as the belongings we cherish. We invest a lot into a home, and need that re-assurance that it’s protected from the unexpected.

There’s great news for fellow Albertans – Esurance is an online auto insurance company that recently launched in Alberta, and now its latest service offering, homeowners insurance, available exclusively in Alberta!

Esurance homeowners insurance is designed to protect customers’ property and belongings. It provides coverage for certain liabilities, injuries, and property damages after events covered by a customer’s policy.

Alberta home insurance esurance

Esurance was born online and by nature was built to save you money. With smart online tools and fast, efficient claims and services, Esurance saves money and passes those savings onto its customers offering competitive rates and personalized discounts. I work online, so having this service at my fingertips {where I am already}, is most certainly convenient for me. 

Through modern tools and phone access to knowledgable insurance experts, Esurance is available online 24/7 to help you understand your coverage options and find the right coverage for you.

For ease and money-saving benefits, Albertans can also take advantage of their bundling options for its homeowners and auto insurance coverage. Not only is this a money-saving bonus, yet having that umbrella of coverage makes it easier to manage.

Their customizable coverage suits your needs in order to protect your home from everything from fire to severe weather to theft. Knock on wood this unexpected doesn’t happen, but reality is, it’s a possibility. During this time you’ll be thankful then have a hassle-free claims experience, so you can feel confident you’ll get your claim settled quickly and efficiently. 

esurance homeowners insurance alberta

I’m sure we’d all much rather a road-bump and not absolute chaos. Ensure you have homeowners insurance that protects your beloved home as much as you do! As a precautionary reminder as well, make sure to check out my post on 8 Tips for Safe Winter Road Trips since that time of year is coming quickly and we need to be prepared!

 

Disclosure: This is a sponsored post yet as always, all opinions are my own.
  .

 

 
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Filed Under: Lifestyle Tagged With: Home

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Comments

  1. nicky says

    10/27/2016 at 10:07 am

    From visiting the site, I learned that Esurance is now open in Canada and offers 24/7 service!

    Reply
  2. Florence C says

    10/27/2016 at 10:09 am

    I learned it is a 24/7 service built to save you time and money on car insurance and home insurance.

    Reply
  3. Judy Cowan says

    10/27/2016 at 10:39 am

    I learned that they are a member of the Allstate company and have Canadian Agents available 24/7.

    Reply
  4. kathy downey says

    10/27/2016 at 11:32 am

    When choosing a Company to deal with i always check out their costumer service first and i like that they have Canada agents always available to answer your questions and provide help 24/7 .This is so important!

    Reply
  5. dar says

    10/27/2016 at 12:14 pm

    they started in 1999 and have been online since! covering home and auto insurance soley online! Cool!

    Reply
  6. jan says

    10/27/2016 at 2:01 pm

    I learned that they have a great ‘what if’ calculator

    Reply
  7. Shawn M says

    10/27/2016 at 2:06 pm

    Its part of the Allstate company and have Canadian Agents available 24/7.

    Reply
  8. Lynda Cook says

    10/27/2016 at 4:43 pm

    I learned that Esurance was born online and that Canada agents are online 24/7

    Reply
  9. Wanda Tracey says

    10/27/2016 at 6:16 pm

    With Esurance reps available 24/7 my house insurance claim will start as soon as I contact them.I like this idea and find it reassuring because if anything happens I don’t want a long delay before I get help!

    Reply
  10. Tina L. says

    10/27/2016 at 9:02 pm

    I learned that they have 24/7 service and are part of Allstate company

    Reply
  11. l p says

    10/27/2016 at 9:07 pm

    they started in 1999 and offer both home and auto insurance. thanks

    Reply
  12. Michelle k says

    10/27/2016 at 9:39 pm

    I like that they are connected through All State and that the online calculator was really easy to use.

    Reply
  13. Darwin Chau says

    10/27/2016 at 10:27 pm

    I learned that they have 24/7 expert advice whenever you need it.

    Reply
  14. Andrea Amy says

    10/27/2016 at 11:04 pm

    I learned they are a part of allstate and they offer both home and auto insurance

    Reply
  15. lori butler says

    10/28/2016 at 4:50 am

    I learned that they are Canadian.

    Reply
  16. Donnas says

    10/28/2016 at 6:14 am

    Is backed by Allstate insurance, which has been in business for over 80 years.

    Reply
  17. Laurent L says

    10/28/2016 at 6:33 am

    I’ve learned that they offer 24/7 support.

    Reply
  18. sabina Edwards says

    10/28/2016 at 8:12 am

    born online
    Esurance was born online, raised by technology, and built to save you time and money on car insurance and home insurance.
    We’re such a tech world that tthis only makes sense in my opinion!!

    Reply
  19. Wendy hutton says

    10/28/2016 at 8:38 am

    I learned that
    Esurance was born online, raised by technology, and built to save you time and money on car insurance and home insurance.

    Reply
  20. Linda Svarovsky says

    10/28/2016 at 9:10 am

    I really like the what if calculator

    Reply
  21. Angela September says

    10/28/2016 at 10:25 am

    THANKS for this post! I learned that an agent is available 24/7 to help! that’s amazing service

    Reply
  22. travelbuds says

    10/28/2016 at 11:26 am

    I learnt that they are backed by Allstate and have been in business for more than 80 years.

    Reply
  23. Krista M says

    10/28/2016 at 12:12 pm

    I learned Esurance features The Coverage Counsellor on its site to find car insurance that’s right for you, which highlights certain factors you may wish to consider in choosing coverage.

    Reply
  24. Stephanie LaPlante says

    10/28/2016 at 12:27 pm

    I learned that Allstate has been in business for more than 80 years.

    Reply
  25. ginette4 says

    10/28/2016 at 1:50 pm

    I learnt that they were born online
    “Esurance was born online, raised by technology, and built to save you time and money on car insurance and home insurance.”

    Reply
  26. Melinda says

    10/28/2016 at 3:27 pm

    I learned that Esurance Canada is part of the Allstate Company.

    Reply
  27. Janet M says

    10/28/2016 at 3:37 pm

    I learned they are available 24/7 to answer my questions.

    Reply
  28. Ira says

    10/28/2016 at 4:49 pm

    If you buy your policy from Esurance you’ll get to work with an Allstate-backed company with 24/7 customer service.

    Reply
  29. christine says

    10/28/2016 at 5:37 pm

    I learned that Esurance is a a member of the Allstate family, which is great! I am hesitant to try new insurance companies and I don’t know who backs them.

    Reply
  30. Stephanie says

    10/28/2016 at 6:23 pm

    I learned that it is a 24/7 service that is available to help you!

    Reply
  31. Andrea says

    10/28/2016 at 6:35 pm

    I learned that they offer 24/7 service!

    Reply
  32. Carol M says

    10/28/2016 at 9:43 pm

    You can complete a home insurance quote online.

    Reply
  33. Carole Dube says

    10/28/2016 at 10:36 pm

    I learned that they are an Allstate company and have Canadian Agents available 24/7.

    Reply
  34. tracy k says

    10/28/2016 at 10:56 pm

    They have Canadian agents available 24/7.

    Reply
  35. Carol Denny says

    10/29/2016 at 6:08 am

    I learned that Esurance is now open in Canada and offers 24/7 service

    Reply
  36. Jenny Major says

    10/29/2016 at 8:20 am

    they started in 1999 and have been online since

    Reply
  37. nicolthepickle says

    10/29/2016 at 11:08 am

    They have 24/7 expert service. Which is wonderful.

    Reply
  38. Gillian Morgan says

    10/29/2016 at 11:12 am

    I learned that they are available to be contacted 24/7.

    Reply
  39. Erin W says

    10/29/2016 at 11:13 am

    I learned that you can follow your claim online

    Reply
  40. Maryanne says

    10/29/2016 at 3:58 pm

    They have a great ‘what if’ calculator. Great to know!

    Reply
  41. Diane52 says

    10/29/2016 at 9:16 pm

    Esurance is backed by Allstate, so they will have the money to pay your claim.

    Reply
  42. Tara says

    10/29/2016 at 10:16 pm

    I learned that it’s part of the Allstate insurance company.

    Reply
  43. Amie says

    10/29/2016 at 10:38 pm

    I love they are available 24/7 , nothing worst then getting the call back tomorrow after 9 am , emergencies don’t have office hours !

    Reply
  44. Pam says

    10/30/2016 at 4:00 am

    I learned that Esurance home insurance covers you against:

    Damage to the home itself
    Property theft and damage
    Personal liability issues
    Guest injuries
    And more

    Reply
  45. LisaM says

    10/30/2016 at 6:49 am

    I learned that Esurance is backed by Allstate

    Reply
  46. Debbie W says

    10/30/2016 at 3:42 pm

    I learned: Esurance is backed by Allstate. In business for more than 80 years

    Reply
  47. ivy pluchinsky says

    10/30/2016 at 4:25 pm

    I learned it is a 24/7 service ! How great is that.

    Reply
  48. Baby says

    10/30/2016 at 4:41 pm

    I like the cash saving feature that gives me discounts for protecting my home!

    Reply
  49. heidi c. says

    10/30/2016 at 9:51 pm

    I discovered that it is a 24/7 service built to save you time and money on car insurance and home insurance.

    Reply
  50. Anne-Marie Tvete says

    10/30/2016 at 10:15 pm

    I learned that they have the backing of Allstate, a longtime leader in the insurance industry

    Reply
  51. Tanis says

    10/30/2016 at 11:56 pm

    I learned they are part of the Allstate company!

    Reply
  52. Sunshine G says

    10/31/2016 at 7:30 am

    The 24/7 service is pretty neat – when one has small children, it’s amazing how much gets done at 10pm!

    Reply
  53. Cheryl says

    10/31/2016 at 7:46 am

    I learnt that they are a home and auto insurance company affiliated with allstate

    Reply
  54. BlessedTA says

    10/31/2016 at 8:23 am

    That Essurance is a member of the Allstate family

    Reply
  55. Victoria Ess says

    10/31/2016 at 9:02 am

    I learned that Esurance is now in Canada and offers 24/7 service!

    Reply
  56. Melinda Jana says

    10/31/2016 at 1:33 pm

    they have a what if calculator to help you get an idea of how much your insurance will be depending on various factors

    Reply
  57. Amber y says

    10/31/2016 at 2:45 pm

    I visited their site and learned about their what if calculator. I like that they are very transparent with everything.

    Reply
  58. Rhonda W G. says

    10/31/2016 at 3:06 pm

    24/7 service is good to here!

    Reply
  59. Barb W says

    10/31/2016 at 3:17 pm

    I learned that agents are available 24/7!

    Reply
  60. Jackie M says

    10/31/2016 at 7:58 pm

    That esurance is an Allstate company!

    Reply
  61. Debbie White Beattie says

    10/31/2016 at 9:17 pm

    Esurance offers 24/7 customer service and you can file claims anytime

    Reply
  62. Tainan Lu says

    10/31/2016 at 9:31 pm

    I learned that Esurance has 24/7 service!

    Reply
  63. caroline m. says

    10/31/2016 at 10:25 pm

    I learned they have a really cool “what if” calculator so you can figure out how various events / claims would affect your rates / coverage

    Reply
  64. Jonnie says

    10/31/2016 at 10:45 pm

    I learned that they offer new customer discounts and loyal customer discounts

    Reply
  65. Soozle says

    11/01/2016 at 7:54 am

    I learned that the agents are available 24/7!

    Reply
  66. joy says

    11/01/2016 at 7:58 am

    I learned that Esurance is an Allstate company that is based online-they offer home and auto insurance

    Reply
  67. leana says

    11/01/2016 at 9:46 am

    I like that they provide 24/7 service!

    Reply
  68. em says

    11/01/2016 at 9:56 am

    had no idea that esurance is backed by allstate. i like that they are available 24/7

    Reply
  69. Brenda Penton says

    11/01/2016 at 10:53 am

    I learned that they were one of the first companies to bring car insurance online.

    Reply
  70. Amy Heffernan says

    11/01/2016 at 12:16 pm

    I learned they have 24/7 service!

    Reply
  71. Maritess Schrauwen says

    11/01/2016 at 2:33 pm

    I learned that I can save time and energy as well as it is really convenient to manage policies online.

    Reply
  72. M says

    11/01/2016 at 8:08 pm

    I learned that they provide auto and home insurance

    Reply
  73. Glogirl says

    11/02/2016 at 11:47 am

    I learned that Esurance gives 24/7 service. That’s great and reassuring to know.

    Reply
  74. Tammy Dalley says

    11/02/2016 at 12:34 pm

    I learned they started in they 1999 wow thats awhile!

    Reply
  75. Jennifer P. says

    11/02/2016 at 2:12 pm

    I learned that Esurance is an Allstate company, with agents available 24/7 – I think that’s great!

    Reply
  76. kristen visser says

    11/02/2016 at 2:37 pm

    I learned that it is part of the Allstate company (amazing) and have Canadian agents that are available to you 24/7 🙂

    Reply
  77. Andrea D says

    11/02/2016 at 5:14 pm

    I learned that they are now open in Canada!! Awesome!

    Reply
  78. Jasen H says

    11/02/2016 at 10:07 pm

    After visiting the esurance website I learned that they are a member of the Allstate family

    Reply
  79. Diane52 says

    11/03/2016 at 3:26 am

    Esurance is backed by Allstate so they will be there when needed.

    Reply
  80. angela m says

    11/03/2016 at 1:03 pm

    I learned that they have 24/7 expert service you can call anytime.

    Reply
  81. Nate Fuller says

    11/03/2016 at 5:06 pm

    Having customer service from agents 24/7 is great! You ne ear know when you need an answer to a question.

    Reply
  82. Jenn says

    11/03/2016 at 5:33 pm

    I learned that you can rely on Esurance because they are also backed by the Allstate family which has more than 60 years of experience in home insurance.

    Reply
  83. Tracy D says

    11/03/2016 at 9:22 pm

    I didn’t know they were a member of Allstate!

    Reply
  84. KellyPC says

    11/04/2016 at 7:31 am

    I learned that they are available to help 24-7!

    Reply
  85. Amanda Fontaine says

    11/04/2016 at 8:45 am

    What I learnt was that you have Canadian Agents available 24/7.

    Reply
  86. Nicole B says

    11/04/2016 at 9:16 am

    I learned that the home insurance includes guest injuries.

    Reply
  87. Sharon says

    11/04/2016 at 2:26 pm

    I learned that Esurance was born online.

    Reply
  88. Natalie says

    11/04/2016 at 2:39 pm

    I learned that esurance is affiliated with All State. I had no idea a major insurance company was involved.

    Reply
  89. naiddia p says

    11/04/2016 at 4:48 pm

    They are available online for home and auto insurance and available 24/7.

    Reply
  90. Jenness M says

    11/04/2016 at 5:38 pm

    Their agents are available 24/7 to answer questions.

    Reply
  91. Karla Sceviour says

    11/04/2016 at 7:26 pm

    I learned that they are available for 24/7 expert service

    Reply
  92. Shane Smith says

    11/04/2016 at 8:12 pm

    i learned they started online and are members of the Allstate family

    Reply
  93. Rebby says

    11/04/2016 at 8:13 pm

    I learned that I can save time and stress by managing your policy all online!

    Reply
  94. Linda says

    11/05/2016 at 8:31 am

    I learned that Esurance offeres 24/7 customer service by phone or email.

    Reply
  95. Juliee Fitze says

    11/05/2016 at 5:13 pm

    I learnt they are in Canada now with 24/7 agents on duty.

    Reply
  96. Jamie hall says

    11/05/2016 at 9:56 pm

    I learned that their customer servI’ve agents are always available

    Reply
  97. Erica Seaman says

    11/06/2016 at 6:43 am

    I learned that they are a car insurance company that was built to help you save money.

    Reply
  98. Neils Thor says

    11/06/2016 at 10:39 am

    I learned that Esurance is now open in Canada and offers 24/7 service!

    Reply
  99. Debbie F says

    11/06/2016 at 10:29 pm

    I learned that they started in 1999 and have been online since

    Reply
  100. krisl says

    11/07/2016 at 12:30 am

    I learned its part of allstate, in canada nice

    Reply
  101. Seham M says

    11/07/2016 at 4:56 am

    that they have Canadian agents available to chat 24/7

    Reply
  102. Brad Kinchen says

    11/07/2016 at 6:56 am

    Never admitting fault in an auto accident is some pretty good info to know.

    Reply
  103. Melanie B says

    11/07/2016 at 2:49 pm

    I love all their discount options!! There are discounts for so many things.. not just having a vehicle added to your policy. Discounts for alarm systems, hail resistant roofing, claim free discounts etc.. so many ways to save!

    Reply
  104. Amy C says

    11/07/2016 at 6:05 pm

    I learned that they have 24/7 service.

    Reply
  105. Alex Conde says

    11/07/2016 at 7:36 pm

    I learned that esurance is now in Canada!

    Reply
  106. Robyn Bellefleur says

    11/08/2016 at 9:39 am

    I learned that they are part of the Allstate company.

    Reply
  107. Erin McSweeney says

    11/08/2016 at 7:55 pm

    i learned that they were started on line…which is the most convenient way I shop

    Reply
  108. SweetPanda says

    11/09/2016 at 8:32 am

    I learned that it is part of Allstate company and you can obtain a quote online

    Reply
  109. leanne says

    11/09/2016 at 10:00 am

    I learned they have Canadian Agents on 24/7.

    Reply
  110. Chandra O'Connor says

    11/09/2016 at 7:33 pm

    Having Canadian Agents is a def plus.

    Reply
  111. Wayne Lecoy says

    11/10/2016 at 1:51 pm

    It would be great to win a $200 cash Gift Card from Esurance.
    In response to your requirement to
    visit Esurance and tell you something i learned from the site.
    I learned that if you are an Esurance customer they make it easy for you
    to manage your policy, claims, and curiosities.
    Their customer service reps (in Canada and the U.S.) are available 24/7, 365 days a year.
    They have all the expertise to guide you through your driving and auto insurance concerns.
    Thank you for having this giveaway.

    Reply
  112. Lee-Ann says

    11/10/2016 at 5:32 pm

    I learned they have a really neat “What if” calendar on their site. You can figure out what your insurance would cost if you received a ticket or moved.

    Reply
  113. michelle tremblett says

    11/10/2016 at 5:49 pm

    I learned they have agents available 24/7 which is awesome because I always think of questions outside of business hours haha., My mind always seems to wander around 10pm and its great being able to reach someone then 🙂

    Reply
  114. Christine D says

    11/10/2016 at 7:34 pm

    They started in 1999 and 24 hour service Esurance was born online, raised by technology, and built to save you time and money on car insurance and home insurance.

    Reply
  115. John Siddall says

    11/11/2016 at 1:03 am

    Esurance is a member of the Allstate family. They are now in Canada and have Canadian agents that are always available 24/7.

    Reply
  116. Elizabeth R says

    11/11/2016 at 5:30 am

    Esurance is part of the Allstate group and are open for service 24/7.

    Reply
  117. Alison Braidwood says

    11/11/2016 at 8:32 am

    I learned that they have a What If calculator that lets you estimate how much different mishaps will cost.

    Reply
  118. LILLIAN BROWN says

    11/12/2016 at 12:11 pm

    learned that it is a 24/7 service built to save you time and money on car insurance and home insurance.

    Reply
  119. Laurie P says

    11/12/2016 at 2:13 pm

    Canadian Agents are available 24/7. I like the Coverage counsellor feature too!

    Reply
  120. Heather Howard says

    11/13/2016 at 5:46 am

    After visiting the website I learned that they are a member of the Allstate company and have Canadian Agents available 24/7! Thanks for the opportunity!

    Reply
  121. Betty S says

    11/13/2016 at 7:15 am

    I learned that they have 24/7 service with Canada agents to answer our questions and provide help

    Reply
  122. Brenda Witherspoon-Bedard says

    11/13/2016 at 4:21 pm

    I read they have agents 24/7 – thats good

    Reply
  123. Joanne Saunders says

    11/13/2016 at 4:36 pm

    I learned that Esurance is now open in Canada

    Reply
  124. maria says

    11/13/2016 at 4:47 pm

    They are a 24/7 service

    Reply
  125. Catherine Robichaud says

    11/13/2016 at 5:51 pm

    I learned that Esurance is backed by AllState and is available 24/7.

    Reply
  126. Shelley N says

    11/13/2016 at 7:08 pm

    They have a Home Safety Features discount for having common security items like deadbolts and burglar alarms is one of the things I learned.

    Reply
  127. Martin Keating says

    11/14/2016 at 3:49 am

    How easy it is

    Reply
  128. Alayne Langford says

    11/14/2016 at 10:33 am

    As a member of the Allstate family, Esurance is backed by the strength, commitment, and experience of a long-time industry leader.

    Reply
  129. Janice Cournoyer says

    11/14/2016 at 11:44 am

    Esurance is now open in Canada and offers 24/7 service! But is not available in Manitoba, we have to use Kanetix.

    Reply
  130. Jody D says

    11/14/2016 at 2:47 pm

    I did not know that esurance was an Allstate company!

    Reply
  131. Jennifer C says

    11/14/2016 at 4:19 pm

    I learnt Esurance is now open in Canada and offers 24/7 service! Very Cool!

    Reply
  132. Suzi says

    11/14/2016 at 7:22 pm

    I learned it is a 24/7 service

    Reply
  133. Sarah Grenier says

    11/14/2016 at 7:32 pm

    wow agents available 24/7 thats great

    Reply

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I'm Tammi. Mom of three spirited girls, twins + 1! MOMhood is not for the weak, welcome to my chaos ... Read More

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